Debt Negotiation Advice

Where can I find the best debt negotiation solution?

After almost 2 years of paying Consumer Credit Counselors in a debt managment plan, we will no longer be able to meet their required monthly payment amount. I believe my best option is to stop paying credit card debt to them, pay my property taxes (they are behind) and essentials, and let my accounts go to a debt reduction negotiator. Where is the best place for me to look? I am interested in contacting you Brooke, but I do not have contact information. boxbeatle@yahoo.com

Public Comments

1. I think that you have a great idea in thinking that you should pay your property taxes BEFORE you pay your credit card counselors. I dont know what the difference between a reduction negotiator and the CCC would be but I am thinking that maybe you can just get on the phone with your credit card companies and try to work out settlements yourself. I dont really see what you have to loose if they say no and certainly you realize that there will be fees involved in paying someone else to negotiate on your behalf that money could be used towards paying your bill. There are some credit card 'kits' on ebay that might help and he cost is very cheap ($6.00) they might be worth it to check out tooo
2. You should think about a credit repair company. My credit was terrible 10 months ago from a restaurant failure. I now enjoy a 770 score. This repair company is great! They are not debt negotiators or consolidators they simply utilize loopholes in the system to repair your credit. As negatives are removed your score obviously rises. Maybe that is a better solution to your problem. Good Luck!
3. Don't do settlements yourself. They usually aren't accepted. Go through debt settlement, most will get you out of debt in 3 years or less with a monthly payment that works for you. If you are interested contact me, i work for one. CCC is a joke.