Debt Negotiation Advice
legally can someone try to do a debt settlement without your permission if the credit card is in your name?
the person was able to use the credit card but they were not the primary account holder . they tried to do a debt settlement for the account without my permission. is this legal or did they violate my right to privacy with the bank that holds the credit account. or is the collection agency in violation.
Public Comments
- No, one can settle dept in any way or form with out your permission legally.
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- Then this person got duped. You see, if they were not the primary account holder they were not legally responsible for the debt in the first place. When the debt consolidation company said "list all debt" they listed that. No, it is not legal for someone to do debt consolidation with a debt that is yours. The DC company will call the credit card company and the credit card company will tell them that there is no listed account for their client and that should be the end of it.
