Debt Negotiation Advice - Has anybody used usfmgroup to negotiate their debt? Heard anything bad about this company?

Has anybody used usfmgroup to negotiate their debt? Heard anything bad about this company?

I've never heard of usfmgroup, but they're all about the same... and that's BAD. Once you use a debt consolidation company, your credit will be affected the same as if you had filed for bankruptcy. AND, you can negotiate with your creditors exactly the same as they would. Unless you're many months behind, they won't deal. If you are quite behind, many of them will take as little as 50 cents on the dollar... but be prepared to send a money order once you've offered. For more, and much better information, please check my source (no affiliation, just a deep sense of gratitude for being debt free)
Once again a Dave Ramsey fan myself I have to say that not all companies are bad and if your putting the right client in the program then it can save a life. Look up the debt company on ripoffreport.com that is the bad business bureau. You can try to negotiate your own debt but most people that have end up in a far worse mess. Kourtnie Donihoo The E.D.A. Group 8666050753